What type of insurance will cover injuries to firefighters caused by projectiles during civil disturbances?

Workers' compensation insurance is specifically designed to provide benefits to employees who suffer work-related injuries or illnesses, including those incurred during the course of their duties. Firefighters, as emergency responders, may face hazardous situations, such as civil disturbances, where they could be injured by unexpected projectiles. In such scenarios, workers' compensation would cover the medical expenses, rehabilitation costs, and potential lost wages resulting from these injuries.

This type of insurance recognizes the unique risks that firefighters face in their line of work, ensuring that they receive the necessary support and care without needing to prove fault or liability. Other types of insurance, such as general liability or auto insurance, do not specifically address workplace injuries sustained by employees, which is why workers' compensation is the appropriate and correct coverage in this context.